Here at VFG Associates, we specialize in new estate recovery laws, long term care options, taxes on income and estates, mortgage insurance, individual and group life. We can also educate you on how to reduce the risk of future losses on your retirement and 401(k) and still receive high interest income. Providing personalized insurance and financial services for over 37 years, VFG Associates uses a team of legal, tax, investment* and insurance specialists to design a retirement and estate plan that best fits your individual needs.