The Gavel is a Phoenix-based law firm that helps individuals and small companies file personal and business bankruptcy. The firm helps individuals use Arizona bankruptcy exemptions to protect their assets from Chapter 7 liquidation, helps individuals propose manageable repayment plans under Chapter 13, and helps small businesses take advantage of the new Subchapter V of Chapter 11. Additionally, the firm uses a variety of methods to delay and prevent foreclosure, as well as educate clients about their rights as borrowers to put an end to unlawful creditor harassment. Both attorneys at the firm have more than 20 years of legal experience.