When I first met with Brian and Madeline at 525 Long Term Care my knowledge and experience with Long Term Care insurance was limited to my existing traditional policy. The policy had an annual premium that was variable, a maximum lifetime amount that would be exhausted in 4 years and a nominal monthly benefit that would not begin to cover long term care cost based on the experiences I had recently with my father and my father's long term care needs after my father was discharged from the hospital. Brian explained to me the variety of options that were now available, objectively presenting the pro's on cons with each. We reviewed my current financial status and the goals and objectives I had as I age, including the desired disposition of my assets when I pass. We looked at my overall health and life style as well. Brian then took data from our meeting and came up with several very attractive options from the traditional to the asset based and a hybrid of both options. We discussed next steps to crystallize a plan that would be the most optimal for me. Madeline advised me on what to anticipate with the medical assessment so there would be no surprises. After that assessment, Brian and I met again, reviewed several options and came up with a plan that includes an asset based foundation and a supplemental 20 Fixed Permium policy with an inflation rider. The plan asssures me and gives me the peace of mind, that should I need to use Long Term Insurance my needs will be met without exhausting the assets I have taken a lifetime to acquire. The education, time, thoroughness, true careing & concern for my needs Brian and Madeline had gave me real comfort that their goal was what was best for me as I age. Their non pressure approach was another real plus. I would highly recommend 525 Long Term Care for one's Long Term Care needs.