Long term care has always been a concern for us. We wanted the peace of mind but couldn't get past the cost or the limited care options. Brian didn't ever try to sell us anything. He gave us an education on traditional LTC and then explained how asset based LTC would better suit our needs. I'm a conservative penny pincer but could easily see how my money was always working for us and available if we wanted it or our needs changed. We're so happy we took the time to hear him out and decided to purchase a policy. No buyer remorse and we sleep better knowing our future is taken care of should we need it. And, Brian has followed up to make sure we're still satisfied. Brian and Madalyn have been great to work with.