Top Rated Local

Awards & Partners
Awards & Partners

Awards

Build Buy Refi

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87.30  Rating Score™
Real Estate, Mortgage Services
12AM - 12AM ▾

Of 288 ratings posted on 3 verified review sites, Build Buy Refi has an average rating of 4.90 stars. This earns a Rating Score™ of 87.30.

BuildBuyRefi.com - America's Leading Nationwide Mortgage Banker BuildBuyRefi.com stands as the #1 Construction Lender in the United States for VA, FHA, and Conventional Construction Financing, offering an unparalleled range of mortgage solutions across all 50 states. As a direct lender, we provide a comprehensive suite of unique loan programs tailored to meet diverse homeownership dreams. Our Specialized Construction and Renovation Programs -One-Time Close and Two-Time Close Construction Loans (available in all 50 states, VA, FHA, CONV, USDA) -Purchase & Refinance Renovation Loans (FHA 203k, Homestyle®, VA Reno) Specialized Construction Financing for: -3D Printed Homes -Log Cabins and Timber Frame Homes -Barndominiums -Multiple Property Styles -ITIN Construction Projects Comprehensive Loan Solutions -Bridge Loans -Jumbo Loans -Doctor Loans -ITIN Loans -ADU Loans -Manufactured Home Loans (Singlewide, Double Wide, Modular - All Programs) -FHA Loans (All Types) -VA Loans for Veterans (All Program Types including Purchase, Construction, Cash-Out, Renovation, and VA IRRRL Streamline Refinance) -USDA Loans (Purchase, Streamline & Construction) -Consumer Loan Financing (Qualified borrowers may be able to access up to *$50,000 extra before, at, or after closing) -Cash Out & Debt Consolidation Loans Why Choose BuildBuyRefi.com? *Direct FDIC Insured Bank Lender operating in all 50 states *In-house dedicated construction team *Competitive rates *5-Star customer service team *Largest real estate commission discount program (available in 42 states) *Over 100 years of combined experience *24/7 customer support via phone, email, or text *Quick response times and personalized solutions Our commitment to excellence and customer satisfaction drives us to work tirelessly in helping our clients secure the financing they deserve. Whether you're building, buying, or refinancing, our experienced team is ready to guide you through every step of the process with professionalism and expertise. Contact us today to discover how we can help make your homeownership dreams a reality with our industry-leading mortgage solutions.

Serving: All 50 States

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272 Total Reviews
4.9
topratedlocal.com
272 reviews | 4.9 average
dexknows.com
1 reviews | 5 average
google.com
15 reviews | 4.9 average
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272 ratings & reviews posted directly on Top Rated Local®

Quality
5.0
Value
4.9
Timeliness
4.9
Experience
4.9
Satisfaction
4.9
OVERALL
4.9
Showing 51-60 of 267 items.

1 review

Verified
Richie closed our VA loan 2 weeks ahead of schedule with a great rate even though we had less than perfect credit. We'll be back!

Reply from business

Hi there Shannon and Steven, thanks so much for this great 5-Star review, we truly appreciate the opportunity to serve you and make this closing happen ahead of schedule. With unprecedented volume, miracles like this can sometimes happen and we truly appreciate your attention to detail and speed to create this great outcome. Wishing you the best year ahead, and reach out anytime you need us again! Kindest Regards, Richie & The Team @ BuildBuyRefi.com

1 review

Verified
I would personally like to thank Richie and his team for helping me through this difficult process. Without the professionalism from Saif and Christina and them pushing my builder. I don't think this process would have been completed. Thanks again for making my dream come true!

Reply from business

Hey there Sean! Thanks so much for this great 5-Star review and for mentioning our hard working team! Christina and Saif are an awesome duo on the Construction team and are truly invaluable to our process! We wish you a great build and can’t wait to see the final photos! Wishing you a powerful year ahead! Many Thanks, Richie & The Team at BuildBuyRefi.com

1 review

Verified
The experience to work with Build Buy Refi is great. Celeste was trying to help me to get the best rate. I will definitely recommend this bank to my friends.

Reply from business

CONGRATULATIONS KEN!!!!! I wish you many years of happiness and blessings in your new home, it was a pleasure working with you, and our whole team truly appreciates this great 5-Star Review!!!!! Celeste & The Team @ BuildBuyRefi.com

1 review

Verified
Richie and the rest of the Magnolia Bank Team were amazing from the very first conversation until even after closing!!! Like seriously! I am a veteran and it was my first home purchase, using my VA Loan to purchase, so many moving parts to the loan and yet they handled it very professionally and efficiently at all time! I couldn’t be happier about my experience! I wouldn’t hesitate to recommend them to anyone! And I don’t even write reviews lol but I feel privileged to even have this opportunity to do so! Excellent experience!

Reply from business

WOW, Leonard, what a powerful review! We want to express sincere gratitude for your service to our country, and for taking the time to write this review. It's super special when we get the opportunity to serve our Veterans and each client as a team. We will be here anytime you need us or for that matter anyone you know needing a transparent team at their six! White glove service the whole way will always be extended for referrals. Thank you again for trusting us with this opportunity and wishing you and yours a beautiful 2021 ahead! Kindest Regards, Richie Duncan & The Team @ BuildBuyRefi.com

1 review

Verified
Richie Duncan and his team were great. He stayed in constant communication throughout the process. When I had a question he was quick to respond and explain what was going on.

Reply from business

Good afternoon Daniel, we can't thank you enough for this great 5-Star review and recommendation. We truly try our best in this busy time in the industry to make sure we are staying on top of our client's requests. We are truly happy to have closed your loan at a fantastic rate, and we are wishing you and your family our very best for 2021! Best Regards, Richie & The Team at BuildBuyRefi.com

1 review

Verified
Many thanks to this team for helping my dreams come true!! Their experience and expertise shined throughout my process which occurred during the height of covid-19. With constant policy changes occurring in VA lending, it was reassuring to work with a team who was well versed in this discipline. To my fellow Vets - This team is 100% Approved!!

Reply from business

Hey there Don, so sorry for the late response. I truly appreciate you making time out of your day to leave this wonderful 5-Star review for our team. It was a true honor to serve you and your family and wishing you a truly blessed 2021! Reach out anytime you need us and we will be happy to answer any questions or provide assistance, to you, friends, or family! Many thanks again, Richie Duncan @ The Team at BuildBuyRefi.com

1 review

Verified
Richie and his team are extremely professional and work quickly to get everything together and ready for closing.

Reply from business

Happy New Year to you Will, thanks so much for the great 5-Star review and for giving us the ability to serve you. We truly appreciate your patience and understanding of the process over the holidays and wishing you and yours the best 2021! Kindest Regards, Richie & The Team @ BuildBuyRefi.com

1 review

Verified
Great Company to work with, everyone was so helpful and nice. During this crazy year of 2020 they really made it possible for us to build our dream home.

Reply from business

Hello Crystal, We truly can't thank you enough for the opportunity to be the One-Time Close Construction Team you chose to move forward with. Your patience, understanding, and attention to detail are what it takes to make this loan a success. While many believe the OTC loan is a Unicorn, we are so happy to consistently be closing these loans for homeowners like you building a beautiful dream home! Reach out anytime you need us at all, and we wish you and yours a powerful New Year ahead! We really appreciate this great 5-Star review!! May you make many great memories in your new custom home. Kindest Regards, Richie & The Team @ BuildBuyRefi.com

1 review

Verified
Richie and his team are fantastic. We have a challenging history and Richie and his team worked tirelessly and put us in our new home. Fantastic rate, what was discussed from the beginning was consistent throughout the process. I cannot thank Richie and his team enough and this group is a level above the rest!!!

Reply from business

Happy Early New Year to you and yours, Christopher!!! We can't thank you enough for taking time out of your day to share this recommendation and great 5-Star review. It was a true honor to serve you, and jump through any hoops we encountered to deliver for you. We certainly appreciate your patience and the time granted to make this happen for you. Wishing you all the best for 2021, and reach out anytime you need us at all. Many Thanks, Richie & The Team @ BuildBuyRefi.com

1 review

Verified
Richie and his team surpassed my expectations! We refinanced our house and the entire process went smoothly and quickly. Richie was always there to answer any questions we had. I really appreciate how quickly he answered to emails and texts. Buying and refinancing is always a stressful time, but Richie was with us every step of the way. Thank you so much Richie!

Reply from business

Hello Patricia, thank you so much for taking the time to write us this amazing 5-Star Review!! It was a true pleasure to work with you as well, and for helping us navigate through your travels to make this happen! We will certainly be here to help you in the future if you have any questions at all. Wishing you and yours a Happy New Year, and many thanks for the opportunity to serve you! Kindest Regards, Richie & The Team @ BuildBuyRefi.com

*7 additional reviews is factored into the overall rating, but is not public at this time. You can be confident that with Top Rated Local® all verified reviews and ratings are accounted for in the overall ratings and Rating Score™ whether they are displayed publicly or privately. This ensures the overall rating is as accurate as possible.