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Awards & Partners

Awards

Build Buy Refi

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87.30  Rating Score™
Real Estate, Mortgage Services
12AM - 12AM ▾

Of 288 ratings posted on 3 verified review sites, Build Buy Refi has an average rating of 4.90 stars. This earns a Rating Score™ of 87.30.

BuildBuyRefi.com - America's Leading Nationwide Mortgage Banker BuildBuyRefi.com stands as the #1 Construction Lender in the United States for VA, FHA, and Conventional Construction Financing, offering an unparalleled range of mortgage solutions across all 50 states. As a direct lender, we provide a comprehensive suite of unique loan programs tailored to meet diverse homeownership dreams. Our Specialized Construction and Renovation Programs -One-Time Close and Two-Time Close Construction Loans (available in all 50 states, VA, FHA, CONV, USDA) -Purchase & Refinance Renovation Loans (FHA 203k, Homestyle®, VA Reno) Specialized Construction Financing for: -3D Printed Homes -Log Cabins and Timber Frame Homes -Barndominiums -Multiple Property Styles -ITIN Construction Projects Comprehensive Loan Solutions -Bridge Loans -Jumbo Loans -Doctor Loans -ITIN Loans -ADU Loans -Manufactured Home Loans (Singlewide, Double Wide, Modular - All Programs) -FHA Loans (All Types) -VA Loans for Veterans (All Program Types including Purchase, Construction, Cash-Out, Renovation, and VA IRRRL Streamline Refinance) -USDA Loans (Purchase, Streamline & Construction) -Consumer Loan Financing (Qualified borrowers may be able to access up to *$50,000 extra before, at, or after closing) -Cash Out & Debt Consolidation Loans Why Choose BuildBuyRefi.com? *Direct FDIC Insured Bank Lender operating in all 50 states *In-house dedicated construction team *Competitive rates *5-Star customer service team *Largest real estate commission discount program (available in 42 states) *Over 100 years of combined experience *24/7 customer support via phone, email, or text *Quick response times and personalized solutions Our commitment to excellence and customer satisfaction drives us to work tirelessly in helping our clients secure the financing they deserve. Whether you're building, buying, or refinancing, our experienced team is ready to guide you through every step of the process with professionalism and expertise. Contact us today to discover how we can help make your homeownership dreams a reality with our industry-leading mortgage solutions.

Serving: All 50 States

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272 Total Reviews
4.9
topratedlocal.com
272 reviews | 4.9 average
dexknows.com
1 reviews | 5 average
google.com
15 reviews | 4.9 average
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272 ratings & reviews posted directly on Top Rated Local®

Quality
5.0
Value
4.9
Timeliness
4.9
Experience
4.9
Satisfaction
4.9
OVERALL
4.9
Showing 1-10 of 267 items.

1 review

Verified
We started our loan for a manufactured home first with Amerisave. However due to their high points buy down and lack of expertise with manufactured homes, we started looking for a new company. The Federal Savings Bank had a much lower loan cost and were WAY easier to work with. I was highly impressed with Richie Duncan and his team and how quickly and easily they were able to take over the loan and still close us on time. They definitely put Amerisave to shame on this one and saved us a lot of $ in the process.

Reply from business

Wow, what a truly special 5-Star review Nicole! Thank you so much for taking the time out of your day to write this review and recommendation of our bank and our teams work. We love that we were able to get you exactly what you want, quickly, and much cheaper then our competition. If you know anyone looking for a Manufactured Home Loan, New Purchase, Or Construction Loan, be sure to send them my way. And if you ever have any questions at all, just text me or email and I will respond quickly for you. Sending you and yours all our best, Richie Duncan and The BuildBuyRefi.com Team!

1 review

Verified
Very professional and completed in a timely manner. Would recommend to friends and family

Reply from business

Good afternoon Richard, thank you for taking the time out of your day to send us this truly great 5-Star review, and for earning your referral business. It was such an honor to help you and your family! Reach out anytime at all with questions, comments, or just to chat! Wishing you a great remainder of the year and a truly special start to your 2023! Many Thanks, Richie, Saif, Kelly and The Team at BuildBuyRefi.com

1 review

Verified
Our leanding team was outstanding and so responsive. Your fees could use a little fine tuning as they are very costly.

Reply from business

Hello Jenny, thank you so much for allowing us the opportunity to help you with your loan. We are making incredible efforts to improve programs, rates, and fees and we appreciate you letting us know. Wishing you a beautiful remainder of the year and an incredible start to 2023! Reach out anytime with any questions at all! Richie Duncan & The Team at BuildBuyRefi.com

1 review

Verified
Needed to find someone to do VA financing on a single wide mobile home. These people came through for me.

Reply from business

Good afternoon Kenneth! Thank you so much for this truly special review. We are thrilled to have had the opportunity to serve you as you served our country! We hope you have a truly special remainder of the year and a powerful New Year ahead! Many Thanks, Richie Duncan and The Team with BuildBuyRefi.com

1 review

Verified
So easy to work with on a Refi.

Reply from business

Hello Greg, thank you so much for this truly amazing 5-Star review. We can't thank you enough for trusting us with your refinance and allowing us the opportunity to serve you. Reach out anytime with questions or anything you may need at all! Kindest Regards, Richie Duncan and the Team at BuildBuyRefi.com

1 review

Verified
The team at Magnolia did what other lenders couldn't - in fact they were the 3rd one I offered my business to and the only one that got it done. I had a very unique situation - older double wide manufactured home (on private property), FHA and my mailing address has to be different from the property address - which created some extra curveballs. My credit was 'fair' due to financing a lot of my renovations - but now that I'm refinanced I can pay them off and do some more. I'm very grateful to Richie, Saif and Kelly for all their efforts - underwriting was a little slow, but Saif & Kelly kept me up to speed and really managed the transaction well, in spite of the delays and obstacles. Not only will I use Magnolia again, I'm a Realtor and will recommend them to clients who will benefit from their services. Thank you!

Reply from business

Hello Jessica, thank you so much for this truly amazing review. We love to go the extra mile for our customers, no matter the situation, we are going to tackle it and find a solution. We are so happy to have been able to help and earn your referral opportunity. We wish you a truly special remainder of the year and a powerful start to 2023! Kindest Regards, Richie, Saif, Kelly, and the whole team at BuildBuyRefi.com

1 review

Verified
Richie and his team were helpful and professional throughout the whole refinance process. I appreciate everything they have done to help me over hurdles and get me to closing.

Reply from business

Hello Julie, thank you so much for the great opportunity to serve you and your family. We appreciate you for your patience, time, and help getting everything across the closing table, and for securing a great rate before the rise! Wishing you and yours a beautiful start to the New Year! Richie Duncan and the Team with BuildBuyRefi.com

2 reviews

Verified
Richie, Saif , Kelly and everyone else, we worked with, were great. They did their utmost to make the process as easy as possible. Refinances are never easy but this one went as smoothly as we could expect. There are always some delays and glitches but everyone worked hard to get us through the process. Thank you ALL so very much. We would definitely recommend you to anyone wanting to finance/refinance a manufactured home. Jaime & Mark

Reply from business

Hi Jamie, thanks so much for this truly special 5-Star Review ⭐️⭐️⭐️⭐️⭐️ and recommendation for our team and for mentioning Saif & Kelly on our team who are incredible performing rockstars and great friends working together for over 22 years, without the dedication of our team, we wouldn't be where we are today! We can't thank you enough for coming back to leave us this review and we sincerely wish you great success to come. Thanks for working so hard to get us everything we needed to get you all wrapped up for closing in time, without customers like you, we wouldn't be able to serve in such a great way. Reach out anytime you need us. Kindest Regards, Richie & The Team @ BuildBuyRefi.com

1 review

Verified
Richie Duncan and Saif Kovach were great to work with. They communicated promptly and we got our loan closed right on time. They are a great team to work with to secure a new home loan.

Reply from business

WOW, Warren, what a truly powerful 5-Star Review ⭐️⭐️⭐️⭐️⭐️ and recommendation for our team and for mentioning Saif who is a rockstar and great friend working together over 22 years, without the dedication of our team, we wouldn't be where we are today! We can't thank you enough for coming back to leave us this review and we sincerely wish you an adventurous and special summer ahead. Thanks for working so hard to get us everything we needed to get you all wrapped up for closing in time, without customers like you, we wouldn't be able to serve in such a great way. Reach out anytime you need us, Kindest Regards, Richie & The Team @ BuildBuyRefi.com

1 review

Verified
Bert was a wealth of knowledge and Brent over backwards for me to get the best loan for my transaction. Trustworthy, sincere, thank you!

Reply from business

Good Afternoon Nick, thanks so much for this special 5-Star Review and recommendation for our team and Bert, he is a super valuable asset to our company! ⭐️⭐️⭐️⭐️⭐️ We can't thank you enough and hope you have a truly special summer ahead. Reach out anytime you need us, Kindest Regards, Richie & The Team @ BuildBuyRefi.com

*7 additional reviews is factored into the overall rating, but is not public at this time. You can be confident that with Top Rated Local® all verified reviews and ratings are accounted for in the overall ratings and Rating Score™ whether they are displayed publicly or privately. This ensures the overall rating is as accurate as possible.