525 Long Term Care

I was glad to find 525 Advisors when deciding to look into long term care options. I needed flexibility in coverage that would allow me to receive benefits throughout the US and Canada and a (unlimited) plan that would not end after a fixed period of time. After watching their webinar, I came away much better informed on the various coverage options currently offered by insurance providers nationwide. I also became aware of the importance of setting up a long term care plan as a means of protecting personal assets. Follow-on discussions with Brian Ott helped identify the best plan for my needs. Madalyn Lutsch walked me through more of the details and made the application process very understandable and straight-forward. Through their knowledge and professionalism, I'm happy to say that I'm now covered by a long term care plan that will provide critical financial support, should the need arise. I would strongly recommend 525 Advisors to anyone considering long term care insurance.

My wife and I were pleased to work with 525 who were very professional and personal. We received attention to all our questions and there were several calls/discussions that never felt rushed or contained. We could ask anything including information about alternates and multiple vendors of LTC products. We really wanted to understand the industry and the different vendors, we got several proposals with pricing and this cleared our mind to take action with our budget. We had bought a different policy years ago that has some concern, Brian and Madalyn of 525 helped advise a strategy to coordinate the two policies going forward. We feel very comfortable with 525 and their commitment to keeping us informed and helping with advice at any time. We recommend talking to 525 for anyone wanting to learn or in the LTC market.

The cost of long term care insurance is quite expensive and a bit confusing. 525 did a great job of explaining all of the options and was upfront with the cost which made it a smooth process and an easy decision on which plan was right for us. Thank you for all the help!

There are a lot of options to chose from for long term care insurance. This in turn raises several questions. Having someone like 525 Advisors is invaluable if you want to made educated decisions. They are extremely knowledgeable in this field but the icings on the cake is their patience and no fear of hard work. They take their time with you, sorting through all of the processes, responding immediately whenever a document needs filled out or a call needs made. One could say they are the most helpful but I am not sure if that is even a fair evaluation. Personally I could not be more pleased with my experience with the 525 Advisors.

Professional and efficient. They were able to get me the best policy and they expedited the whole process to make sure my rate wouldn't change due to my impending birthday. I'm very pleased with my experience.

We were starting from zero to understand this new model of asset based LTC insurance and both Brian and Madalyn were patient and thorough in explaining how it worked and how it differed from traditional models. It is a sizeable commitment and we were both satisfied and highly recommend 525 Advisors.

I was looking to replace a long-term care policy with rising premiums. Due to my age, I thought I was probably stuck with the policy, that any new insurer would have a better rate. One day I heard Brian on the radio talking about funding my own long-term care. I signed up for one of the presentations and liked what I found. I found I could make a change giving me better benefits and allowed premiums to be paid with RMD dollars. What I really appreciated about the presentation that it is down to earth, no high-pressure sales tactics. Basically ‘just the facts mam’. After reviewing the material, I decided this was the path for me. During the whole process both Brian and Madalyn were helpful and patient with me. Due to work I wasn’t always timely in getting my part done and then I changed my mind on the type of coverage I wanted towards the end. Madalyn cheerfully made the change for me. If you’re looking for your first long-term policy or want to replace your current, check out 525 Advisors.

525 LTC was recommended to me by my sister and I'm so glad she did. From the first seminar to subsequent discussions, it was clear that both Brian and Madalyn really care about helping people protect their future. Madalyn is so very warm and reassuring and Brian really knows the products. I felt that I could trust them from the beginning and I'm very pleased with the experience and outcome.

Was able to structure a plan that maximized the coverage goals for my wife and I in addition to payment options that allowed me to also fund a separate plan for a parent. 525Advisors presented multiple plan options to ensure I was comfortable that our goals were achieved, then presented several payment plan options which ultimately changed my mind from funding as a lump sum to a five pay plan. All communications had zero sales pressure and 525Advisors response was always timely and informative.

I was about to turn 60 when I lost two dear friends to long-term health issues and cancer. I saw first hand the toll it took on their families and the agony of the financial burden on their loved ones. I knew long ago that I need to plan for the inevitable. I procrastinated until I heard an ad on the radio about hybrid LTC policies. I signed up for one of the free 525 seminars and received an informative booklet (lots of information to take in at once at the presentation) and reviewed it with my husband who does not like to discuss such matters. I finally convinced him to attend another of the free seminars with me so he can ask more questions. There were no hard-sale pressures, just lots of sound information and facts regarding potential care costs (which I already know is true) and how the LTC system works in various personal situations. My husband and I decided it made sense to purchase a policy for me to start. I admit that the cost is hard to swallow at first. But the return should I need it would be a tremendous help to me and my family. I look at it as an investment in my future and if I don't use it, my family will still get what I put in back. After I made the commitment, I felt a weight lifted off my shoulders because I know I have set aside funds for care and now I can decide what else I would do with my savings during retirement. My husband felt good about it as well. We decided to go with 525 because Brian and Madalyn were both very down to earth and transparent about various policies and answered many questions and were quick to respond via email and phone calls. They don't sell just one product which I felt was important for an unbiased product for me. I am very happy I made the leap. I highly recommend going to the seminars for information and to listen to others to weigh your own options.